Marena (New York, NY)

“In the two years since I finished the Money Grooves program, I have been able to not only stop living paycheck to paycheck but do all the following simultaneously: 

I've been slowly contributing to a $20k emergency fund that I will finally reach my goal on this month.

I've been able to drop serious cash on concert tickets (K-pop shows are no joke, one very special VIP ticket cost me $1,200 but I didn't hesitate and had the best day ever because I had the money ready to go!).

I've taken multiple vacations all over the world, with more planned in the next few months, and I've been able to start independently investing in index funds while also covering all bills & day-to-day living expenses, including my torturous student loans and my flea market shopping addiction.

It's been years and I still use the Money Dashboard and Spending Plan Berkeley set me up with every month, and I've gotten to do so many cool things while still being responsible and planning ahead with my money!”